In September of 2016, with nothing but faith and a few Google searches under my belt, I began my
journey to debt freedom. My contributions were so small that you’d probably wave your hand
in dismissal because they weren’t “enough” to make a difference. $5 here, $10 there. I did what I could with what I had.

After a lot of trial-and-error and going into more debt multiple times, I’ve managed to pay off $34.9K in debt over 4 years. It’s crazy to put that in writing, because I was the low-income mother crying when I put my child to bed over my “lack of.” I should’ve been just another sad statistic, but I'm not.

Credit card debt = GONE
Personal loan = GONE
Medical bills = GONE
Auto loan = GONE
Student loans = GONE

And I'm not some super special supernatural being, I just didn't quit!

 Your debt doesn’t define you. Your income doesn’t define you. They’re both just  temporary circumstances, and once you make the decision to overcome them and stand in gorilla-glue faith that you will then you will.

"Like a hopeless, failed mother."

I was a 21-year-old college student when I had my firstborn. I worked as a part-time bank teller making less than $10 per hour yet had to be the primary financial provider of my daughter. My paychecks were barely $500 every two weeks and, at the time, my car payment was $459 a month. After bills, I had
approximately $30-$50 left over for our household needs so, like many others, I relied on credit cards.

How did I feel? Like a hopeless, failed mother but I refused to believe that this was just how my life was going to be.