Let me guess, you don’t budget because:
- It’s overwhelming
- You can never have any fun
- You can’t stop blowing through your money
- You don’t “make enough”
- It’s too hard figuring out how much to allocate
Did I get at least one of your reasons right?
You know that you should be budgeting yet you let fear and lack of motivation keep your account in shambles.
Or, maybe you’ve tried budgeting but could never get the amounts just right or you’d forget expenses and get thrown off track. So, you just conclude that it isn’t for you.
Every payday you look at the money in your account, make a few transactions, and as soon as you blink *poof* it’s gone. And what’s worse is that you have no clue where it all went!
You bust your butt working for your money only to be left with scraps and praying that no other expense pops up. If you could just learn how to manage your finances a little better you know that your quality of life would improve significantly.
The problem is that you’re letting your money tell you what you can do versus you telling your money what it needs to do for you.
It’s like no matter how hard you try you’ll always be living paycheck to paycheck and the second your finances stabilize life knocks you down once again. Or, your emotions will constantly get the best of you and you’ll blow your money on things you know you can’t afford.
And don’t get me started on the “I’m broke” excuse. Chances are you’re not broke, your money is just going to all the wrong things because you’re not keeping up with it.
And NEWS FLASH: making more money isn’t going to help either if you don’t know how to manage what you already have!
You don’t suck at budgeting because they’re “hard” and “restricting,” you suck because you don’t have any type of strategy going in.
Basically, you’re winging it. You plug in a few numbers here and there, and expect your money to know exactly what to do from there. Then, when things go haywire you throw your hands up and quit. Or, perhaps you truly just don’t know wtf you’re doing wrong.
What you do know, however, is that you’re sick of your bank account going from Oprah Winfrey to panhandler in a matter of days.
You’re sick of never having anything left over to save or feeling remorse as you stare at multiple shopping bags of guilt.
It’s time to get out of this cycle.
What if you had a budget that allowed you to hit your financial goals, pay your bills with ease, and save money?!
To be confident that each dollar is working in your best interest, helping you to build a life of financial stability so that you can do more of what you want versus what you have to?
This is why I created the:
BUDGET BOSS EBOOK
This eBook walks you step-by-step through the process of creating a budget that is specific to your unique financial situation and goals without putting you to sleep! You’ll be able to budget variable pay and expenses, keep your spending in check, and quickly evaluate what’s not working.
Since creating my first budget and applying my dollars to what will benefit me the most, I’ve been able to pay off over $32K in debt as a single mom while saving and investing!
You can continue to avoid your finances and let your hard-earned money run out the door, or you can tell those dollar bills to get to work by giving them a job!
This eBook is for you if:
- You’re ready to start budgeting but don’t know where to start
- You’re tired of your spending habits being out of control
- You don’t have a lot of time to spend crunching numbers
- You’re overwhelmed at the thought of calculating expenses
I’m giving you all the tools you need to succeed!
A budget is vital to your financial wellbeing. You cannot expect to hit your financial goals or improve your finances if you don’t even know how to take control of your money. Everything can change in an instant, and a lack of a spending plan can result in you losing both your belongings and peace of mind.
You need a budget that works, and in the Budget Boss eBook I’m making it easier than ever to create one.